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Debt Collection & Creditors' Rights Archives

What rights do creditors have?

When discussing debt repayment, the creditor is sometimes described as a “bad guy” trying to rob the poor. In reality, creditors are simply doing their jobs. In fact, the creditor also faces financial loss when the debtor cannot pay the agreed amount.

Consumer rights under the Fair Debt Collection Practices Act

Most Kentucky residents carry some form of debt. Whether it comes in the form of student loans, from overspending on a credit card or from a mortgage that allows them to work toward owning their home, a person can accumulate debt in many different ways. While some people are able to manage their debt and methodically work toward financial parity, others struggle to keep up with the payments on their loans.

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Sheehan, Barnett, Dean, Pennington, Little & Dexter, P.S.C.
114 South Fourth Street
Danville, KY 40422

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