Chapter 7 bankruptcy is one of the two main personal bankruptcy options that Kentucky residents may utilize to eliminate their overwhelming debts. Unlike Chapter 13 bankruptcy, however, Chapter 7 bankruptcy requires filers to have a sufficiently low income in order to...
Multiple defendants may be to blame for a truck accident
A civil lawsuit between two Kentucky residents may be a relatively straightforward matter. If one party alleges that the other caused an accident and that the victim suffered injuries, the matter will likely resolve with either the plaintiff obtaining financial...
When is a child custody modification the right thing to do?
One of the most important aspects of a divorce is creating a well-drafted child custody agreement. The initial process of establishing what will best serve the child can be complex and time-consuming. Because of this, when a parent later requests a custody...
Under what circumstances may alimony be awarded?
In situations where one spouse has foregone gainful employment during a marriage, spousal maintenance sometimes known as alimony may come into play. Spousal Maintenance is money that one spouse pays to the other after they have gone through a divorce. Spousal...
Consumer rights under the Fair Debt Collection Practices Act
Most Kentucky residents carry some form of debt. Whether it comes in the form of student loans, from overspending on a credit card or from a mortgage that allows them to work toward owning their home, a person can accumulate debt in many different ways. While some...
What is a short sale?
Not that long ago, the national news was turning out stories about the number of American homeowners who were falling on hard times and experiencing foreclosure of their homes. Foreclosure was and still is a major real estate problem in Kentucky and can deprive a...