When discussing debt repayment, the creditor is sometimes described as a "bad guy" trying to rob the poor. In reality, creditors are simply doing their jobs. In fact, the creditor also faces financial loss when the debtor cannot pay the agreed amount. Consumers are...

Most Kentucky residents carry some form of debt. Whether it comes in the form of student loans, from overspending on a credit card or from a mortgage that allows them to work toward owning their home, a person can accumulate debt in many different ways. While some...