If you’ve won a personal injury case or reached a settlement with the at-fault party, you might assume you’ll receive your compensation as a single lump sum. But did you know there’s another option? Structured settlements offer a way to receive your compensation in...
How Health Insurance, Medicare, and Medicaid Liens Can Impact Your Personal Injury Settlement in Kentucky
When you're injured in an accident and pursuing a personal injury settlement, the process can already feel overwhelming. Adding the complexities of health insurance, Medicare, and Medicaid liens into the mix may seem daunting, but it's crucial to understand how these...
A Comprehensive Guide to Personal Injury Protection (PIP) Benefits in Kentucky
If you’re involved in a car accident in Kentucky, understanding how Personal Injury Protection (PIP) benefits work is essential. As a "no-fault" state, Kentucky requires PIP coverage as part of its car insurance laws, which means that no matter who caused the...
How to protect your pool visitors from drowning and illness
If you have a pool, you have what the law calls “an attractive nuisance.” In other words, people -- especially children -- will be attracted to your pool and may access or use it with or without your knowledge. If they do so, they could get hurt, and that could mean...
Study: Manipulation of cellphones by drivers is on the rise
New research by the Insurance Institute for Highway Safety (IIHS) found a marked increase in drivers manipulating their hand-held cellphones. This means dialing, texting or browsing the web, as opposed to just talking. They were actually less likely than before to be...
You can recover lost wages as the result of a car accident
You just finished a hectic eight-hour day at work. As you leave for the parking lot, your spouse sends you a text to pick up a few things at the grocery store on the way home -- no problem. You're tired, but the day is done, and you're looking forward to a routine...
Calling on Kentucky drivers to put down their phones
"Each death is 100 percent preventable." Those six words kick off the National Safety Council's campaign for Distracted Driving Awareness Month, taking place this month across the country. It's a powerful statement, but one that many read too quickly. Instead, drivers...
Multiple defendants may be to blame for a truck accident
A civil lawsuit between two Kentucky residents may be a relatively straightforward matter. If one party alleges that the other caused an accident and that the victim suffered injuries, the matter will likely resolve with either the plaintiff obtaining financial...
What are my rights as a bicycle accident victim?
Riding a bicycle is a pleasure that many Kentucky residents enjoy. While some take to their bikes for their daily commutes, others save cycling for their leisure and exercise time. Being out on the road and experiencing nature can be a thrill for those who love this...
Seeking damages may support your personal injury recovery
Many Kentucky residents take pride in what they are able to accomplish for themselves and for their families. They may work hard to earn the income that their loved ones rely on to put food on the table and a roof over their heads. When challenges arise and...